I tried to pay my rent at 8:14 in the morning. My card declined in front of my landlord.Not once. Not twice. Three times. The machine made a sharp red beep each time, and the sound seemed to get louder with repetition, the way embarrassing things do when they refuse to stop happening.Mrs. Bell looked away after the third attempt. That was almost worse than staring. She was sparing me something, and being spared by your landlord at eight in the morning is its own kind of humiliation.I opened my banking app with hands that had begun to shake. The balance on the screen showed zero. Checking account zero. Savings account zero. Emergency fund zero. I stood there staring at it long enough that Mrs. Bell shifted her weight and I heard the clipboard against her hip.
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