I bought a farm to enjoy my retirement, but my son wanted to bring a whole crowd and told me, “If you don’t like it, then go back to the city.” I didn’t say anything. But when they arrived, they saw the surprise I had left for them.

The horse was defecating in my living room when my son called for the third time that morning. I watched through my phone screen from my suite at the Four Seasons in Denver, sipping champagne while Scout, my most temperamental stallion, knocked over Sabrina’s Louis Vuitton luggage with his tail. The timing was perfect, really divine, even.

But I’m getting ahead of myself.

Let me start from when this whole beautiful disaster began.

Three days ago, I was living my dream.

At sixty-seven, after forty-three years of marriage to Adam and forty years of working as a senior accountant at Henderson and Associates in Chicago, I had finally found my peace. Adam had been gone for two years now. Cancer took him slowly, then all at once, and with him went my last reason to tolerate the city’s noise, the endless demands, the suffocating expectations.

The Montana ranch sprawled across eighty acres of God’s finest work. Mountains painted the horizon purple at sunset. My mornings began with strong coffee on the wraparound porch, watching the mist rise from the valley, while my three horses—Scout, Bella, and Thunder—grazed in the pasture. The silence here wasn’t empty. It was full of meaning. Birdsong, wind through pines, the distant low of cattle from neighboring farms.

This was what Adam and I had dreamed of, saved for, planned for.

“When we retire, Gail,” he’d say, spreading out ranch listings across our kitchen table, “we’ll have horses and chickens and not a damn care in the world.”

He never made it to retirement.

But I made it for both of us.

The call that shattered my peace came on a Tuesday morning. I was mucking out Bella’s stall, humming an old Fleetwood Mac song, when my phone buzzed. Scott’s face appeared on the screen, the professional headshot he used for his real estate business in Chicago. All fake smile and expensive veneers.

“Hi, honey,” I answered, propping the phone against a hay bale.

“Mom, great news.”

He didn’t even ask how I was.

“Sabrina and I are coming to visit the ranch.”

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